7. Check Into Cash | Best for their presence across the country

7. Check Into Cash | Best for their presence across the country

  • There is no guarantee that the lender won’t perform a credit check
  • The maximum $5,000 is only available to individuals with a stellar credit score

It is most likely you have seen this around, especially if you live in a state where the service is availed. Check Into Cash traditionally operated ‘cash stalls ‘where you would go and request for financing. However, they have moved onto the online space to compete with other payday loan apps.

Most loan apps have an almost identical application process, and it is true with Check Into Cash as well. You will need to provide them with details such as phone number, work address, and email. Then need to agree to their terms and conditions digitally. Once this is done, the company will look into your application and respond. If approved, your funds will take up to two business days to be credited into your bank account. You will then be expected to repay this amount in full on your payday.

Check Into Cash offers loan amounts of between $50 to $1000 depending on your credit score. Their fees range between $13 and $25 per $100 borrowed depending on the state you are in.